Since 2001, Affinity Mortgage has been helping people manage the cost of owning their homes. If you are purchasing a new home, or refinancing to save money, we’re here to help you.
Affinity Mortgage is very different from other lenders. We don’t have any allegiance to any bank or lender, our only interest is you. We can place your loan with the best lender to suit your needs. We actively help you manage the cost of owning your home, even after the transaction is completed. We have five star customer service – you won’t be pressing a bunch of numbers on your telephone keypad when you call Affinity Mortgage – We answer the telephone. We offer purchase, refinance and cash out debt consolidation loans. We do conventional, FHA, VA and Rural Development mortgages. Although our offices are in Iron Mountain, you’ll sign your loan right on your hometown with a local title company.
When you work with Affinity Mortgage, most of the time you will get better terms from a given lender than if you contacted them directly. Why? Lenders compete for each and every loan from Affinity Mortgage. How does that work? Call Affinity Mortgage, we’ll take your application over the telephone. We’ll run your credit report only once – and then we will shop the loan with hundreds of lenders and make them compete against one another to give you the best terms. Some of our lenders include Citi Mortgage, Ross Mortgage, Wells Fargo, Flagstar Bank…… and many more. Our lenders are large and small and we shop them all for you. What’s best about this – your credit report is only pulled one time – saving you valuable points on your credit score. You can also shop all these lenders with only one application – 20 minutes on the telephone. We don’t share your personal information with these lenders unless you decide to place your loan with one of them.
We actively help you manage the cost of owning your home. Once you are an Affinity Mortgage customer, your loan will be continually analyzed along with the mortgage rates, and when there is opportunity for you to lower your rate – OR even shorten the term or your mortgage, we’ll contact you. Many of our clients start out with a 30 year fixed mortgage, 4 to 6 years into their loan, we can re-write the loan as a 20 or 15 year loan with little change in their monthly payment! If your loan is not with Affinity Mortgage, you can sign up for this service for free, without obligation through our Affinity Mortgage Rate Watch program. Call us today for your free, no obligation mortgage analysis – maybe your current loan is best for you? We’ll crunch the numbers and tell you what your target rate is for a refinance transaction, to shorten your term, lower your payments, and sometimes both!
We're specialists. We offer Conventional, FHA, VA and Rural Development mortgages. We specialize in real estate mortgages. We don’t offer checking accounts or CD’s or deposit products, we are mortgage specialists. We do mortgages, all day, every day. We can find the right loan and the right lender for you.
Call today and discover the Affinity Mortgage difference!
Affinity Mortgage – Best Loans Anywhere!